AceMoney Lite

With AceMoney Lite, one can easily organize and track spending, build budgets, track investment performance, set up payment reminders and recurring bill payments, create reports and pie charts, and so much more, for free.

The program has an eye-friendly interface that is also fairly intuitive to use. To begin, just open the application, click on the account button for your one account, and provide all of the particulars as prompted. Once your account is set, you can manage your budget and set up categories from a very long list of possibilities, which is helpful for reporting how you are saving or spending money. (You can also name your own category, which seems to work best if you just edit the name of an existing category you don’t plan to ever need instead of trying to figure out how to set a completely new category.) In some cases, you will automatically be taken to Yahoo Finance for information, where the information may or may not automatically repopulate your field in AceMoney Lite. You will need to consult the many Help menus to determine what is automatic and not, and how to make it so in the easiest way possible.

Although AceMoney Lite enjoys all of the features of the nonlite AceMoney, its disadvantage is that it is truly “lite” in that you can only manage one account. But for that one account, AceMoney Lite rivals well known (and often pricey) financial management programs in function and style, and is fairly easy to use, conserves your computer’s resources, and steers well clear of pesky adware.